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FRAUD WARNING: Please note that scammers are currently pretending to be from Omacl and offering non-existent loans. They charge an up front fee. This is a scam, please contact the FCA or police if needed.

Representative Example: Rates from 49.9% APR to max 1333% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 36 months. Representative Example: £250 borrowed for 30 days. Total amount repayable is £310.00. Interest charged is £60.00, annual interest rate of 292% (fixed). Representative 669.35% APR (variable).


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求电脑免费的加速器Do you offer no credit check loans?

In truth, no reputable online payday lender can offer you a loan without checking your credit profile to determine if you're eligible. This would be a huge mistake on the part of the lender. The direct lenders we're partnered with initially perform what is called a soft check which means they can request the desired info to determine eligibility but no lasting footprint is left on your record at this stage and your score is not negatively affected. If however, you choose to accept the loan offer presented to you, a full credit check will be performed.

求电脑免费的加速器 I have bad credit, can I still apply?

Yes, we're partnered with many UK based payday loan companies who specially cater for customers with bad or poor or even no credit history whatsoever. Obviously the amount the lender is willing to offer you may be significantly less than the amount you requested if you do have a bad credit history but applying is free so it's worth finding out.

Will I receive my money instantly?

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What are Payday Loans?

Payday loans, as the name suggests are short term loans designed to cover emergency expenses whilst you're waiting for your next pay day or pay check to clear. They may also be referred to as short term loans or payday cash advances but they're essentially the same thing.

能上google免费加速器 What are your opening hours?

We're a 100% web based online payday loan broker so we don't have fixed working hours. You can make use of our service 24 hours a day, 7 days a week, 365 days per year. Keep in mind though that some lenders will process your application manually so outside of business hours and bank holidays you may need to wait long for the funds to arrive in your bank account.

How much can I borrow?

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How is Omacl different to other lenders?

First and foremost, Omacl is not a lender. We're a payday loan broker meaning we do not lend you money directly. Instead, we offer a referral service where we use our in house technology to match you with a real world, UK based lender. Our software takes the information you enter into our application form, determines your eligibility and matches you to lenders who meet your criteria. Should you be accepted, you'll then be presented with an instant on screen loan offer..

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In our opinion, brokerage companies such as ours are better for the consumer as the chance of matching you with a lender who can actually cater for your needs and offer a loan for the amount you desire is much higher than it would be if you simply went direct to a well known lender. With our service, your details may be sent to 20+ payday loan companies seamlessly meaning the chance of you getting accepted is high.

What exactly is a "Quick Loan"?

A quick loan is simply a loan that you will receive quickly. Some loans such as personal loans take days to sort out. Back and forth paperwork signing, detailed eligibility checks and slow processing means that you could ultimately be waiting a week or more to get your hands on the money. Quick loans however are loans such as payday loans or short term loans which are sent to your bank account almost instantly, usually within the hours.

Will Omacl find me the right lender?

Our system will match the loan amount you require to a lender who is willing to lend you that amount of money based on what you include in your application form. That is the long and short of it. It's an entirely automatic process meaning you just have to fill in the one, single application form and our software will automatically do the rest. A typical loan application from filling in the form to being presented with a loan offer takes around 5 minutes.

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How do I go about repaying my payday loan?

The repayment terms and structure will differ based on the lender you're matched with, the loan amount and the terms of the agreement you've specifically requested during the application process. The date and amounts of the specific repayments will be clearly laid out in the loan agreement. All repayments on all loans are taken automatically debited from your bank account using a processed call the continuous payment authority meaning you will not need to manually make payments each month.


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Why Use Us?
No hidden fees
Chance of getting approved?
What are the repayment terms?
1 - 36 Months
No paperwork.
2 min Application
Do I need to pay back a lump sum?
Easy repayments
Apply Now
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk. Omacl is a broker, not a lender, and does not make credit decisions.